ICI Viewpoints Content

Asset management is operating in a period of change shaped by new technologies, evolving market practices, and shifting regulatory priorities. Many of the questions facing firms today are not about whether change is coming, but how it should be implemented within existing legal and operational frameworks. ICI Innovate is designed for that conversation.

The House of Representatives is set to vote on the Financial Stability Oversight Council Improvement Act of 2025. This legislation aims to refine FSOC’s authority, ensuring more targeted and expert-driven regulation while protecting nonbank financial companies from undue regulatory burdens.

In 2020, SEC restrictions on fixed-income cross-trading raised investor costs and reversed decades of effective regulation. The SEC now signals openness to reform, offering a chance to restore efficiency and unlock major savings for investors.

Reports estimate that one in five Americans over the age of 65 has been a victim of financial exploitation, with losses estimated at $2.9 billion annually. It’s a statistic that’s poised to rise as bad actors use sophisticated Generative AI tools to perpetrate increasingly complex financial fraud schemes.

The SEC’s Tailored Shareholder Report rules represent a major overhaul of fund disclosure requirements. The new rules aim to create concise, visually engaging reports that improve accessibility and understanding. ICI strongly supports this initiative to enhance transparency for retail investors.

Regulated funds have broadened participation in American capital markets, with ownership rising significantly among middle- and lower-income households over the past two decades, according to data...

Congress will soon weigh a new set of reforms aimed at boosting capital formation—a worthy goal that could translate into faster economic growth, more jobs, and greater household wealth.

Policymakers in the United States are tackling the challenge of how to provide expanded investment opportunities for retirement savers who participate in 401(k) plans and other types of defined contribution (DC) plans.

Trump Accounts, created under recent tax legislation, aim to help American families build long-term savings. ICI is encouraging the Treasury Department to protect competition in what could become every American’s first IRA.